The Ayushman Bharat Pradhan Mantri Jan Arogya Yojana is one of the largest government healthcare schemes in the world. It provides free health coverage of up to ₹5 lakh per family per year for secondary and tertiary care hospitalization. This detailed guide explains how to make an Ayushman Card, download it online, check eligible hospitals, and understand the complete process step-by-step.
1. What is Ayushman Card?
The Ayushman Card is a health insurance identity card issued under the Ayushman Bharat PMJAY scheme. It allows eligible citizens to receive cashless treatment at empanelled hospitals across India. Once you have this card, you can get free treatment for serious diseases like cancer, heart surgery, kidney treatment, and more. This scheme mainly targets economically weaker sections of society based on SECC 2011 data and state-specific criteria.
2. Benefits of Ayushman Card
- ₹5 lakh health insurance per family per year
- Cashless treatment at government and private hospitals
- No restriction on family size or age
- Pre and post hospitalization expenses covered
- Coverage for more than 1500 medical procedures
- Free treatment for serious diseases
3. Eligibility Criteria
| Category | Eligibility Details |
|---|---|
| Rural Families | Based on SECC 2011 deprivation criteria (landless, daily wage workers, etc.) |
| Urban Families | Occupations like street vendors, domestic workers, construction workers, etc. |
| Income Limit | No fixed income limit, but based on government database |
4. Documents Required
- Aadhaar Card
- Ration Card
- Mobile Number
- Income Certificate (if required)
- Address Proof
- Passport size photo
5. How to Make Ayushman Card Online (Step-by-Step)
Step 1: Visit Official Website
Go to the official PMJAY portal:
https://pmjay.gov.in
Step 2: Login
Click on “Am I Eligible” or login using your mobile number and OTP verification.
Step 3: Search Eligibility
Enter your Aadhaar number, mobile number, or ration card details to check eligibility.
Step 4: Complete e-KYC
Complete Aadhaar-based verification and upload required documents.
Step 5: Approval Process
After verification by authorities, your Ayushman Card will be approved.
Step 6: Download Card
Once approved, you can download your Ayushman Card in PDF format.
6. How to Download Ayushman Card
- Visit official portal
- Login using mobile number
- Select “Download Card” option
- Enter Aadhaar or Family ID
- Download and print your card
You can also download the card using CSC (Common Service Center) near your area.
7. How to Check Hospital List Under Ayushman Bharat
You can check empanelled hospitals using the official portal.
Steps:
- Go to PMJAY website
- Click on “Find Hospital”
- Select your State and District
- Choose Hospital Type (Government/Private)
- Click Search
A list of nearby hospitals will appear with treatment facilities available under the scheme.
8. Types of Treatments Covered
- Heart Surgery
- Cancer Treatment
- Kidney Dialysis
- Neurology Treatments
- Orthopedic Surgery
- Emergency Medical Care
9. Important Links
| Service | Link |
|---|---|
| Official PMJAY Portal | https://pmjay.gov.in |
| Find Hospital List | https://pmjay.gov.in |
| Ayushman Card Download | https://pmjay.gov.in |
10. Frequently Asked Questions (FAQ)
Q1. What is Ayushman Card?
It is a health insurance card under PMJAY scheme that provides free treatment up to ₹5 lakh.
Q2. How can I apply for Ayushman Card?
You can apply online through the PMJAY portal or visit a CSC center.
Q3. Is Ayushman Card free?
Yes, it is completely free for eligible families.
Q4. Can I use Ayushman Card in private hospitals?
Yes, if the hospital is empanelled under PMJAY.
Q5. How much coverage does it provide?
It provides coverage up to ₹5 lakh per family per year.
Q6. Can I update my details in Ayushman Card?
Yes, updates can be made through CSC or PMJAY portal.
Q7. Is Aadhaar mandatory?
Yes, Aadhaar is required for verification.
Q8. How long does approval take?
Usually 1–7 working days depending on verification.
Q9. Can I download card on mobile?
Yes, you can download it using mobile browser.
Q10. What if my name is not in list?
You may not be eligible or need correction through local CSC center.
11. Conclusion
The Ayushman Bharat PMJAY scheme is a revolutionary step in India’s healthcare system. It ensures that poor and economically weaker families get access to quality healthcare without financial burden. By following the above steps, you can easily apply for Ayushman Card, download it, and find hospitals near you. Always ensure that your details are correct and updated in government records to avoid rejection during verification.
12. Disclaimer
This article is for informational purposes only. We are not affiliated with any government authority. Users are advised to visit the official website https://pmjay.gov.in for the most accurate and updated information regarding Ayushman Bharat Yojana. Rules, eligibility, and benefits may change as per government policies.
